Payment
made easy for
everyone.

No stress, no confusion. Just banking that works the way you need it to.

Friends using EndowPay on a phone

Trusted By Industry Leaders

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99.9% Success rate

With EndowPay, you get fast, stress-free transactions every day. Your transfers go through instantly, your bills get paid on time, and on the rare occasion something slips, it's resolved before you even think to call.

TRANSFERS

Send money to anyone, instantly.

Seamless transfers to any Nigerian bank, no hidden charges, Free between EndowPay users.

Send money
EndowPay transfer screen

BILLS

Every service you pay for, one app.

Airtime, electricity, cable TV, data, betting, eSIMs, gift cards and more. All paid in seconds.

Pay a bill now
EndowPay bill payment services

REWARDS

Earn reward on every payment.

Every bill you pay earns E-points. Redeem for vouchers.

Start earning
EndowPay rewards and voucher screen

PAY FOR ME

Send payment request for services

Need someone to cover a bill for you? Send them a payment request directly from the app

Try Pay for Me
EndowPay Pay for Me request screen

The future of payment is already here.

Most banking apps keep you waiting. EndowPay thinks faster.

Create an account

WhatsApp Banking

Your full EndowPay wallet, right inside WhatsApp, make payment on the go.

Learn more

EndowBot

Instantly carry out your transaction requests, any time with zero error.

Learn more

AI CFO

Knows where every naira goes. Spending analysis, bill forecasts and more.

Learn more
EndowPay agent processing a payment

BECOME AN AGENT

Earn from every transaction you process.

Process transactions for customers and earn commission on every one. Anyone can apply, with or without a business.

Start earning as an agent

Built on trust. Backed by regulation.

Your money is protected every step of the way. So you can bank with confidence, not caution.

SSL certifiedNDPR audit compliant
EndowPay security shield

Spoiler alert: They love it.

Don't take our word for it. here's what real EndowPay users think.

The AI CFO showed me exactlywhere my money was goingevery month. Changed how Imanage my finances completely.

Daniel Adewale

Motion Designer

I pay my light, DSTV and data from one app now. Tokens come in instantly, and I earn points on every payment.

Amaka Okonkwo

Product Manager

I set up my rent and school fees as scheduled payments once. Now they go out on time and I never have to remember.

Ibrahim Musa

Small Business Owner

The AI CFO showed me exactlywhere my money was goingevery month. Changed how Imanage my finances completely.

Daniel Adewale

Motion Designer

I pay my light, DSTV and data from one app now. Tokens come in instantly, and I earn points on every payment.

Amaka Okonkwo

Product Manager

I set up my rent and school fees as scheduled payments once. Now they go out on time and I never have to remember.

Ibrahim Musa

Small Business Owner

The AI CFO showed me exactlywhere my money was goingevery month. Changed how Imanage my finances completely.

Daniel Adewale

Motion Designer

I pay my light, DSTV and data from one app now. Tokens come in instantly, and I earn points on every payment.

Amaka Okonkwo

Product Manager

I set up my rent and school fees as scheduled payments once. Now they go out on time and I never have to remember.

Ibrahim Musa

Small Business Owner